Corporate Loan Agreement

Contract No.: _________________________
Place of Signing: ______________________
Date of Signing: ____ / __ / ____

Article 1. Parties to the Agreement

Party A (Lender): ___________________________
Unified Social Credit Code / Business License No.: _______________________
Registered Address: _________________________________________________
Contact Person & Contact Information: _________________________________

Party B (Borrower): ___________________________
Unified Social Credit Code / Business License No.: _______________________
Registered Address: _________________________________________________
Contact Person & Contact Information: _________________________________

Article 2. Loan Amount and Purpose

  1. Loan Amount: RMB ______ (or USD ______).
  2. Purpose of Loan: Party B undertakes to use the loan strictly for business operations and designated purposes (such as production and operation, project investment, equipment procurement, etc.), and shall not divert the funds for other uses.

Article 3. Loan Term

  1. Start Date: ____ / __ / ____.
  2. Maturity Date: ____ / __ / ____.
  3. Loan Term: ______ years/months, commencing from the actual date of disbursement.

Article 4. Interest Rate and Fees

  1. Interest Rate: Annual rate ______% (or monthly rate ______%), calculated on an actual day basis.
  2. Service Fee and Other Charges (if applicable): RMB ______ or equivalent costs.
  3. Payment of Interest and Fees: □ Monthly □ Quarterly □ Other agreed method: _______________________.

Article 5. Repayment Method

  1. Repayment Method:
    • □ Lump sum repayment of principal and interest
    • □ Installments
    • □ Equal principal and interest payments
    • □ Other: _______________________
  2. Repayment Account (designated by Party A):
    • Bank Name: _______________________
    • Branch: _______________________
    • Account Holder: _______________________
    • Account Number: _______________________
  3. Party B shall make repayment of principal and interest on schedule to the above-designated account.

Article 6. Security Provisions

  1. The loan may be secured by mortgage, pledge, or guarantor. Details: _______________________.
  2. The scope of security covers the principal, interest, and any expenses arising from default.
  3. Information of collateral or guarantor: _______________________.
  4. Without Party A’s written consent, Party B shall not dispose of the collateral or terminate the guarantee relationship unilaterally.

Article 7. Early Repayment

  1. Party B may repay all or part of the loan in advance. Interest shall be calculated based on the actual days of loan usage.
  2. Early repayment requires ____ days’ prior written notice to Party A and confirmation of the settlement amount by both parties.

Article 8. Rights and Obligations of the Parties

  1. Party A (Lender):
    • Provide the loan in accordance with this Agreement;
    • Collect interest and fees as agreed;
    • Supervise the use of the loan and the status of security.
  2. Party B (Borrower):
    • Use the loan in strict compliance with the agreed purpose;
    • Repay principal and interest on schedule;
    • Provide truthful information and cooperate with Party A’s supervision and audit.

Article 9. Liability for Breach of Contract

  1. If Party B fails to perform repayment obligations, it shall bear overdue penalties and compensate related losses.
  2. If Party A fails to provide the loan as agreed, it shall bear the corresponding liability.
  3. Neither party shall be held liable if the contract cannot be performed due to force majeure, but both parties shall negotiate in a timely manner.
  4. If Party B violates the security provisions, Party A has the right to dispose of the collateral in accordance with the law to recover the loan.

Article 10. Dispute Resolution

  1. This Agreement shall be governed by the laws and regulations of the place of signing.
  2. Any disputes arising during the performance of this Agreement shall be resolved through negotiation. If negotiation fails, either party may submit the dispute to the arbitration commission or the People’s Court at the place of signing.

Article 11. Miscellaneous

  1. Matters not covered in this Agreement shall be supplemented in writing, and such supplements shall have the same legal effect as this Agreement.
  2. This Agreement is executed in two (2) originals, with each party holding one, and shall take effect upon signing and/or sealing by both parties.
  3. Both parties confirm that electronic signatures and paper signatures are equally valid.

Signatures

Party A (Lender): ___________________ (Seal/Signature)
Date: ____ / __ / ____

Party B (Borrower): ___________________ (Seal/Signature)
Date: ____ / __ / ____